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Stellantis Financial Services – Business Finance Lease

Stellantis Financial Services – Business Finance Lease

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Tailor your agreement to suit your business budget

Finance Lease is becoming increasingly popular and is giving customers strong reasons to consider updating their vehicles as the rates are very attractive. Below are some key features and benefits of Finance Lease.

Overview:

  • Finance Lease provides a flexible and attractive financing solution for LCV customers, making vehicle acquisition more accessible.

 

Key Features:

Fixed Monthly Payments:

  • Helps customers manage their budgets with predictable, fixed payments.
  • Payments may be subject to changes based on HMRC VAT regulations.

 

Off-Balance Sheet Financing:

  • Financing typically remains off the balance sheet unless the business prepares accounts under full International Financial Reporting Standards (IFRS), where it would be included.
  • This is especially relevant for corporate entities and local authorities.

 

Tax Benefits:

  • Capital write-down allowances cannot be claimed on leased vehicles.
  • However, rental payments can often be offset against taxable profits, depending on the accounting standards being followed. It’s advisable for customers to consult their accountant for specific guidance.

 

Potential for Profit on Resale:

  • Customers may benefit financially from the resale of the vehicle at the end of the lease term.

 

VAT Reclamation:

For VAT-Registered Businesses:

  • 100% VAT Reclaim is possible if the vehicle is used exclusively for business purposes, including all vans.
  • 50% VAT Reclaim is available on the finance element of the rentals if the vehicle is used for both business and private purposes.

 

Contact our Sales Department on 01772 334006 for more information.

Terms & Conditions

Walton Summit Truck Centre Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Walton Summit Truck Centre Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.

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IVECO - FIAT

Walton Summit Truck Centre

Unit 211 Walton Summit Road Bamber Bridge Preston PR5 8AQ
Registration No: 1410737 Registered Place: United Kingdom. FCA No. 469636.

© 2024 Walton Summit Truck Centre

Website by ICG

Walton Summit Truck Centre Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Walton Summit Truck Centre Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.